Thursday, August 27, 2020

The Ethics of Frankenstein

To state that Victor Frankenstein is an untrustworthy individual is putting it mildly. He absolutely doesn’t care about morals. He just saw that he was accomplishing something incorrectly just when he had done it. In the event that the individuals around Victor Frankenstein had thought about what he was doing, at that point he would come up short on companions and individuals will abhor him to such an extent. Anybody will sure be irritated in the event that they find what Frankenstein was doing. What Victor Frankenstein had done might be hostile to a few, yet not every person. Some view it as an anticipating of progressions in science, when men can truly play God. Mary Shelley’s Frankenstein is a widely acclaimed novel. It is a tale about what could people accomplish if science can to some degree stay aware of god in his highness. The anecdotal task of Victor Frankenstein to inject life on a lifeless body could have been the motivation for some logical forward leaps of today. These forward leaps incorporate mechanical technology and cloning. Be that as it may, the novel additionally lets us know of what could be the moral outcomes of such progressions. Victor Frankenstein used dead human and creature body parts to make a living life form. In the past sentence alone, we could as of now uncover three moral infringement. He has abused the dead, both human and basic entitlements, and the most dubious of all: he played God. The dead is viewed as holy by practically every culture. It is profoundly unscrupulous to abuse the dead also that there exist numerous laws about damaging the left. It is ordinarily respected that the dead ought to be left settled. Frankenstein had burrowed them from their resting place for his venture of implanting life into a lifeless body. He had rewarded the dead with no regard. The dead body parts were simply spread all around his place. He even considered the dead â€Å"the inert thing that lay at my feet† (Shelley 39). He simply laid the dead body parts all around like a filthy cloth. It is the privilege of each man to be left settled, particularly the dead. What's more, nobody has the option to take. Victor had certainly taken the bodies from their resting places. Victor Frankenstein had obviously ignored these fundamental human rights so it wouldn’t be to a greater degree an amazement in the event that he disregarded basic entitlements. â€Å"I tormented a living creature to vivify the dead clay?† (Shelley 36). What Victor Frankenstein had done is a lot of like what large organizations do today. They use creatures in testing a portion of their item. They limit the poor creatures and deny them of their opportunity. That is on the grounds that their solitary feeling of opportunity is budgetary opportunity. Since simply like Victor Frankenstein, they feel that as people they have control different types of life. It is a clichã © to state that people consistently play god. The researchers of today are presently performing morally disputable techniques like human cloning. Mary Shelley had appeared in her novel that extremely human quality of needing to play god. Victor Frankenstein said himself â€Å"A new species will favor me as his creator† (Shelley 36). Truly Victor Frankenstein was so into the imagine god thing that he had said to himself that another species would remember him as its maker and source numerous upbeat and phenomenal natures would owe their being to him (Shelley 36). It could likewise be conceivable that Mary Shelley needed to investigate the issue of eternality. Numerous incredible characters from the beginning of time had looked for everlasting status. All had wretchedly fizzled. It is conceivable that Victor Frankenstein had perceived this need so he imagined that his analyses could open the opportunities for everlasting status. Much the same as the hereditary specialists of today who are eager to disregard some moral gauges just to accomplish a hint if interminability is extremely conceivable. Researchers like Victor Frankenstein himself are headed to take the necessary steps to discover such revelation. This is on the grounds that they realize that eternality is the thing that everybody needs. They realize everybody needs to live perpetually particularly the wealthy who are wiling to spend fortunes only for them to stick unto their material belongings. Regardless of whether we ignore the religion component in the subject of people playing god, we would even now discover â€Å"playing god† as profoundly untrustworthy. The researcher of today realizes that when they perform cloning in people, there could be variations from the norm, and the clone needs to live with those irregularities. That is actually what occurred in the novel. The animal loathed his own appearance and he has nobody else to fault yet his maker. â€Å"Oh! No human might bolster the repulsiveness of that countenance†¦it turned into a thing, for example, Dante couldn't have conceived† (Shelley 40). The animal was of incredible offensiveness â€Å"its absurd grotesqueness rendered as unreasonably awful for the human eye† (Shelley 77). The animal abhorred his maker however simply because his maker despised him first. This abhor detest relationship simply convoluted both the lives of the maker and the animal. We can likewise incorporate here creation morals. We have all known about different creation stories, from the holy book and from folklores. In this creation stories the people were constantly made by the awesome. That is on the grounds that these accounts perceive that people can’t truly answer the inquiry where did we originate from? People have thought of our beginning since the time we started to think. What's more, despite everything up to this period of present day science, the source of life despite everything stays a puzzle. Possibly it is sticks outside human ability to grasp, that’s why there is the celestial. Possibly we can’t truly get precise estimations. Possibly it’s even past science and rationale. The epic just reveals to us that we can never locate any great in us playing god. We should recognize the way that we are not divine beings, we are not great. The creator of the novel herself perceived the way that God is supernaturally better than people. She viewed God as an ideal animal. (Shelley 105) An extremely intriguing moral was presented by the animal in the novel. What are the moral issues that may emerge if the made is executed by the maker? Would we be able to order that as murder? The animal needing to end his hopeless fake life revealed to Victor Frankenstein â€Å"You would not call it murder on the off chance that you could hasten me into one of those ice-cracks, and crush my casing, crafted by your own hands† (Shelley 119). The animal could be morally right since the meaning of homicide is removing the life of other living being. After that meaning of homicide, individuals would line that up with â€Å"only God can guarantee a life.† People say that since they have confidence in a celestial arrangement. They accept that God asserts a real existence since he has his reasons. What's more, since individuals see God as great, His reasons will consistently be morally right. In that sense, God can never be an executioner despite the fact that He is the person who settles on who will get slaughtered. In any case, that situation is totally different in divine extents with regards to the instance of Victor Frankenstein and hereditary designers. Murder will consistently be exploitative. At the point when we knew about a homicide we generally feel something somewhere inside being shaken. It’s like a blend of feelings that are transcendently dread and compassion. Be that as it may, much the same as God, Victor Frankenstein and hereditary specialists may have their own explanations behind killing their creation, anyway flawed those reasons are paying little heed to being morally right or wrong. Work Cited Shelley, Mary. Frankenstein, or the Modern Prometheus: The 1818 Text. Chicago: Chicago UP, 1982.   Â

Saturday, August 22, 2020

Information Security Essay free essay sample

Presentation Data security is the assurance component utilized by the associations to shield their information from misfortunes, unapproved get to or unapproved alteration of information. Today data that an association has in its database is truly important to them and many allude to it as their company’s resource. This data of the association should be made accessible to the representatives and accordingly is defenseless against security threats.Question 1As an association makes mechanical headways, its work forms become increasingly effective and less utilization of assets is required. The yield of the workers becomes more prominent when there is innovative outdated nature in the association. Utilization of information and data turns out to be progressively visit and focused. This information which comprises the records about the association and significant client information is extremely helpful to associations. Loss of this information or unapproved utilization of this information implies the misfortune to the association in fiscal terms moreover. We will compose a custom exposition test on Data Security Essay or then again any comparable point explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page The significance of information to the association relies upon the sort of business the association is in. For instance, an association which is an Information innovation (IT) arrangement supplier; this firm will have everything as information and its information is the firm’s just fundamental resources. Consequently this information needs assurance to protect it from misfortune or unapproved access.The data in the associations ought to be accessible at whatever point required that is the reason it can't be secured up in the databases or documents. This information is required by specific representatives to play out their assignments and a few information isn't required by different workers and should be escaped them. On the off chance that this information is made accessible to all the representatives, it will be distinguishable by every one of them and they can alter. This information should be secured and given distinctive access levels to various assignments of representatives. As innovation progresses are made in the association and frameworks are introduced in the associations to make the information accessible to the workers, the danger to data security becomes more.Data from all the branches of the association are coordinated in one stage to make it profoundly accessible, to keep it one organization, for quick access, stay up with the latest and to make theâ recovery of data progressively productive and quick. This mix of information of various divisions likewise implies that all the workers of the association will ge t to the database. In the event that there are no controls, the data turns out to be increasingly powerless against loss of information and unapproved utilization of data. An association can ensure against dangers to data security in an assortment of ways. Each danger has an alternate control and security the board. Access controls can be actualized to control the entrance of unapproved work force to the data. Access controls can likewise be actualized for giving workers various degrees of access to them. The representatives who just need to see the data in the database might be offered rights to see the data and the individuals who needs to adjust, include or erase the records can be given the pertinent access level to the database. The most ideal approach to actualize get to control is to make special client id for every framework client and permit every id distinctive access levels and benefits. The client id is confirmed by passwords which is additionally novel for every client. The clients ought to be prepared and instructed about the security controls with the goal that they comprehend that diverse data is seen by various users.The data ought to be put away in a cryptographic structure so it is unusable to somebody who is unapproved. The approved clients will have the option to change the cryptographic data into usable structure. The data is additionally shielded from any physical harm, disturbances or calamities. These debacles might be synthetic or characteristic which incorporates fire, seismic tremor, decimation of building and so forth. For ensuring the information against these debacles or physical harms, physical controls are actualized, for example, securing frameworks in the entryways, cooling, alarm, cameras and security monitors. Information recuperation system ought to likewise be available in the association which incorporates making reinforcement of the significant information. The reinforcement is generally made on some inaccessible site and once in a while additionally at a similar area. This guarantees the information won't be lost regardless of whether a fiasco strikes the organization.The the board ought to be educated about the misfortunes of client information and important data which will cause overwhelming misfortunes in the profit. The administration ought to likewise be informed that deficient data security may cause robbery of client information. The clients are cognizant about the information that is being recorded about them. Along these lines if their information is set in wrong hands or taken, the clients are well on the way to change to the contenders, for example, UPS for administrations. An introduction ought to be set up by the IT faculty that ought to be introduced to the administration to win their help. This introduction ought to likewise contain the way that UPS is better outfitted with security controls far superior to us which that is the reason they pull in more clients. It ought to likewise be referenced that the arrival on venture will ascend because of greater security of information, the quantity of clients will likewise rise and they will likewise be more fulfilled than before.Question 2The assortment of information from numerous sources has permitted associations to assemble databases of realities and data. This data can without much of a stretch be manhandled and taken even by the approved workers who can utilize it for unlawful and exploitative purposes. The association shouldâ make severe guidelines of morals in data security to maintain a strategic distance from unlawful and deceptive conduct of representatives. There are social contrasts in moral ideas in figuring out what is moral and what is exploitative. At the point when one nationality’s moral conduct ne gates that of another, trouble emerges. Discouragement to unscrupulous and unlawful conduct is the avoidance of such exercises. With the implementation of laws, strategies and specialized controls, exploitative and unlawful conduct can be forestalled. Laws and strategies in the association are just fruitful if a few conditions are available. These conditions are recorded underneath:- Fear of punishment High likelihood of being gotten by the administration Possibility of punishment being administeredOrganizations have codes of morals or set of accepted rules to maintain a strategic distance from unscrupulous conduct at their associations. Simply having a set of accepted rules made isn't sufficient sadly. The workers must be made mindful of the significant themes identified with data security and must be prepared of the normal practices of a moral representative. Legitimate moral and lawful preparing is fundamental in making a decidedly ready, educated and generally safe framework client. This is particularly imperative in the regions of data security as the associations witness innovative outdated nature. Numerous workers don't have formal specialized preparing to get that if their conduct is dishonest or even illegal.The security experts are capable to act deceptively and likewise to the strategies and methods of their association and laws of the general public. Along these lines most associations make and formalize an assortment of desires which is alluded as approach. Strategies work in associations like laws. To make the arrangement enforceable, it must be:- Distributed to all the workers who should agree to it-Easily comprehended by the perusers and interpreted variants ought to be accessible in various dialects Readily accessible for reference by representatives Signed and recognized by the worker in type of assent letter.The course that is required to be intended for the understudies ought not be specialized and ought to contain the laws of states and governme nt. Above all else the goal of the course is should have been characterized to the understudies so as to give a diagram of the center thoughts present in the course. Qualifications among laws and morals ought to be plainly made in the course introduction for a superior comprehension of things to come contemplates. Kinds of laws, U.S. Laws applicable to data security and protection ought to be remembered for the course. A point about client information protection and its holiness ought to likewise be remembered for the educational program. Meaning of worldwide laws, lawful bodies, state and nearby guidelines, copyright acts and UN sanction about data ought to be remembered for the course. Approach and law ought to be separated and rules ought to be referenced to structure enforceable strategy at association. Inspecting bodies, for example, Information System Audit and Control Association (ISACA) and their motivation ought to likewise be educated to the students.Question 3An association has numerous advantages and data resources are the least very much oversaw in spite of the fact that it is being perceived as one of the organizations’ most important resources. Data has begun devouring immense assets of account and HR to record, store, oversee, and process data, yet it gets no money related distinguishing proof on the parity sheet.When every one of these conditions are met at exactly that point the association has a sensible desire for viability of policy.â we are going to take a gander at the data resources valuation strategies which can be utilized for valuation. Utilizing the correspondences hypothesis (Shannon and Weaver, 1949), the data can be esteemed th rough concentrating on the measure of data being transmitted over certain separation. It very well may be estimated in volume of information every subsequent that is transmitted over a separation. Anyway this technique for valuation isn't so successful in light of the fact that the substance and its handiness isn't being considered while evaluating.Accounting valuation model is utilized to esteem data

My Priorities

Daniela Resendez Carolyn S. Smith English-1301-52 10/02/2012 My Priorities Women and men have various arrangements of needs. Since men have consistently thought increasingly about materialistic articles, their needs are not quite the same as those of ladies. Most ladies are progressively nostalgic; accordingly, their needs are humanistic. Since I am a lady, my needs are humanistic. My three principle needs in life are my family, God and my companions. My main goal is my family.I can't envision an individual that has some other person or thing as a primary goal; fundamentally, my family is the most significant thing in my life. The adoration for the family is genuine. I generally feel support with them, and I realize I will never feel destitute with them close by. All things considered, they are the individuals with whom an individual will share the incredible snapshots of life. My subsequent need is God. I realize that numerous individuals don't think of him as a need, possibly in li ght of the fact that they don't put stock in an option that could be greater than them.But, my conviction is unique, I am never going to be separated from everyone else and I am continually going to feel trust. Faith in God isn't just by words, yet by activities. An activity that demonstrates singular conviction is going to chapel. I used to go to chapel since I was a youngster. It was there that I found out about the great and terrible things on the planet. At long last, My companions are my third need. Like family, is outlandish not to have our companions in our needs. Since with them there is consistently that unwaveringness that joins us, we are continually going to discover a family in them.We can converse with our companions the manner in which we talk with our mom or sister, and here and there we can have more trust in them. We share amusing minutes, with our companions, which are significant in our lives. Since those minutes are remarkable, companions are a need. We party wi th them the manner in which we can't with our family, therefore we share the most significant insider facts. Taking everything into account, my needs have consistently given me dependability, confidence and bliss. My family, God and my companions are my three primary needs and that is the manner by which I have figured out how to achieve my objectives.

Friday, August 21, 2020

The Petticoat Affair Manners free essay sample

Bringing significantly more magic than most would have suspected and simultaneously a lady who didn't fit the form of the typical compliant political spouse in Washington or in Tennessee went to the bleeding edge of popular feeling. Mrs. . Eaton was reluctant to quit being her flighty self and President Jackson was reluctant to quit supporting her paying little heed to political results. She was a danger to the worth arrangement of what ladies ought to be and how they should act both in private and particularly in open situations.The Jackson period despite the fact that change was coming was as yet backward in the ole of ladies and what they were to do in the public eye. Washington and Tennessee society reprimanded her. To be socially shuns brought Jackson into her corner as his late and dearest Rachel had been ripped apart and misled by gracious society, which he thought caused her passing. The writer gives a short yet precise history of President Jacksons life, which lets the peruser comprehend his reliance and faithfulness for companions, and his interest for supreme unwaveringness from his partners. We will compose a custom paper test on The Petticoat Affair: Manners or on the other hand any comparative point explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page Companions were all he had in life particularly after Rachel died.Her passing made him progressively defensive of ladies ND along these lines an ideal safeguard of Mrs.. Eaton. Mrs.. Eaton was the girl of an Inn Keeper, William ONeal where a large number of the legislators of the day remained in Washington, D. C. Most male Senators and Congressmen remained in motel like the ONeal as Congress was in meeting just piece of the year. She had hitched Mr.. Timberline who was a purser in the Navy, attempted to run a store, afterwards returned to the Navy. Her unmistakable character combined with two nearly elopements, powered her notoriety which came into question when her better half kicked the bucket on boat and she disclosed John Henry Eaton.This was done even before the necessary grieving period had finished. Another heedlessness to well mannered society. He had been a visitor at her dads house and became Jacksons Secretary of War. She was the little girl of a Scot Irish motel proprietor she having never been admitted to society, as John Calhoun expressed however when union with Mr.. Eaton happened she needed access to Washington Society. Both her better half and herself needed permission to Washington society yet were denied it as social standards had been bowed or broken and the societys ladies promotion to shield their framework from the change undermined by Mrs.. Eaton. President Jacksons cherished Rachel was ripped apart and when bits of gossip were flowed about Margaret to keep her out of society and to openly legitimize that exceed expectations suasion Jackson bolstered Margaret with much enthusiasm. President Jackson saw scheme wherever as he attempted to help the owners little girl. Mrs.. Eaton was sponsored in her endeavors to turn out to be socially acknowledged by the President, his companion s, the Globe Newspaper and obviously her significant other. President Jacksons fixation on Mrs. .Eaton and his thoughts cap it was a political scheme by Calhoun or Clay set this embarrassment in a place to nearly stop government working that were not worried about it. His foes or companions like Van Burden who exploited the embarrassment and Jacksons fixation on it to assist his political future retaliated and forward totally rendering the organization pointless on other significant issues of the day. I am astounded at the correspondence the writer has recovered when different subjects like the invalidation emergencies was pending yet the President was composing and assembling conferences to get acknowledgment of a woman by Washington society.As the embarrassment developed it took on Jacksons thought that it had all been made to hurt Jackson strategically. His bureau was dispensed with and his administration did small during this outrage. He focused on next to no else in his first term. He conflicted with his Vice President, against Duff Green, against half of his bureau and still didn't get her acknowledged by society. She had been free with her considerations toward men. Nearly absconded twice, wedded twice, and was to some degree absurd in her self-advancement in the early sasss. She was relatively revolutionary and not smug to pause while society hanged.Her spouse consistently sponsored her and the media made it a political battle particularly as Jackson named it a scheme against his vote based system. This was social and political history. Records are given from numerous individual journals, diaries, papers, and other moment verifiable sources. The peruser nearly sickens as the administration goes to an impasse about whether this woman is acknowledged or not acknowledged into society. It seems, by all accounts, to be insignificant until one recalls the Monica Leninism Scandal which caused a prosecution of a President as of late in light of the fact that he engaged in sexual relations with and understudy and lied about it.Have things changed or has government consistently been about force and blocking power paying little heed to the technique. I think the peruser is remunerated into being inundated into the Jackson administration, his collusions, his feelings of dread, and his motivations to back Mrs.. Eaton. The historical backdrop of this period turns out to be progressively important as it is customized. The contention that Mrs.. Eaton speaks to a danger to the sorted out desires for ladies is advanced however isnt great. It appears that her character and her spouses consistent erupting of the circumstance makes it a bigger media event.The issue may lie with her significant other and Jackson majority rules system. Not all were equivalent and his request of her being a general public woman probably won't have been fundamental. She could have not minded and he ought to have not pushed her dismissal to include the President. My analysis ought not be on the characters, however yet the book. The creator makes a careful showing clarifying the climate and backs it with much evidence. The ordinary happenings and letter compositions impact the world forever ready to be found by this writer.

The Most Important Tips To Be Followed When Writing A Paper

The Most Important Tips To Be Followed When Writing A PaperIt is always better to put your best effort when it comes to writing your essay. While writing a paper, there are some pointers that you should pay attention to. Some are also practiced after writing several papers of similar nature. Hence, you should read them properly and fully understand the same.The first one is that you need to refer to the thesis statement or introduction. This is to give emphasis to your paper and make it more appealing to the reader. The sentence is the main idea of your paper and you need to write it in a convincing manner. It should not be overly long and written in an interesting manner.The next thing that you need to make sure is that you have chosen a well-chosen phrase for your paper. Some people often use poorly constructed phrases. You need to choose a good phrase and make sure that you are able to adequately convey the thesis statement or your topic in a coherent manner. Your choice of phrasi ng should be such that it will clearly point out the main points of your paper.The third thing that you need to remember is that you need to be clear about the general instructions in your paper. This means that you should be specific enough about the content of your paper. You should know what the tone of your paper is and should take note of it at all times. If you want to remain consistent with the general tone of your paper, then you should choose words and topics that are not of dissimilar to each other.Writing examples are very important tips for beginners. There are many different examples that can be found online, however you should ensure that you use the most effective examples. If you fail to follow the tips mentioned above, you might fail to get the desired result.One of the most important tips to follow when writing a paper is that you should keep all the material together and organized. Always remember that one of the reasons why people give the paper a low grade is th at they do not follow the basic guidelines of the organization. If you do not have any idea about how to organize things, then you should let an expert do that for you. This is because this can help you in the future.One of the major tips to be followed when writing a paper is that you should maintain the same pace throughout the writing process. Keep yourself busy by browsing the internet or doing other such activities that will allow you to produce more ideas in a limited amount of time. This can also improve your productivity and increase your creativity.These are some of the most important tips to follow when writing a paper. Many people often procrastinate in writing their papers, which is why they end up giving a low grade to their paper. However, if you can follow the tips that were given here, you will surely have the best writing paper. Make sure that you are able to maintain these tips so that you can write your papers without having any issues in the future.

Friday, July 3, 2020

2014 Plan Performance Rankings Q1

Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile," the better the ranking. For more details, please view our methodology. Here are our 529 performance rankings as of March 31, 2014. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). One-year performance ranking Rank State Plan Percentile 1 New Jersey NJBEST 529 College Savings Plan 18.50 2 District of Columbia DC 529 College Savings Program (Direct-sold) 21.86 3 California The ScholarShare College Savings Plan 31.75 4 Florida Florida 529 Savings Plan 32.23 5 Maine NextGen College Investing Plan -- Client Direct Series 34.00 6 Alaska University of Alaska College Savings Plan 35.07 7 West Virginia SMART529 WV Direct 35.82 8 New York New York's 529 College Savings Program -- Direct Plan 36.14 9 Alaska T. Rowe Price College Savings Plan 37.96 10 Utah Utah Educational Savings Plan (UESP) Trust 38.13 See the full list of one-year direct-sold rankings. Click "Next Page" below to see 3 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile," the better the ranking. For more details on our methodology. Here are our 529 performance rankings as of March 31, 2014. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Three-year performance ranking Rank State Plan Percentile 1 District of Columbia DC 529 College Savings Program (Direct-sold) 23.63 2 New York New York's 529 College Savings Program -- Direct Plan 28.29 3 Alaska University of Alaska College Savings Plan 29.16 4 Utah Utah Educational Savings Plan (UESP) Trust 31.15 5 Illinois Bright Start College Savings Program -- Direct-sold Plan 31.88 6 Maine NextGen College Investing Plan -- Client Direct Series 31.96 7 Florida Florida 529 Savings Plan 32.64 8 New Mexico The Education Plan's College Savings Program (Direct-sold) 33.27 9 Alaska T. Rowe Price College Savings Plan 33.51 10 Oklahoma Oklahoma College Savings Plan 36.13 See the full list of three-year direct-sold rankings. Click "Next Page" below to see 5 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile," the better the ranking. For more details on our methodology. Here are our 529 performance rankings as of March 31, 2014. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Five-year performance ranking Rank State Plan Percentile 1 Nevada USAA 529 College Savings Plan 22.26 2 Alaska T. Rowe Price College Savings Plan 22.57 3 Alaska University of Alaska College Savings Plan 22.80 4 Maine NextGen College Investing Plan -- Client Direct Series 24.79 5 Maryland College Savings Plans of Maryland -- College Investment Plan 29.70 6 New York New York's 529 College Savings Program -- Direct Plan 37.10 7 District of Columbia DC 529 College Savings Program (Direct-sold) 38.12 8 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 39.02 9 Utah Utah Educational Savings Plan (UESP) Trust 40.99 10 Virginia Virginia529 inVEST 41.41 See the full list of five-year direct-sold rankings. Click "Next Page" below to see 10 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile," the better the ranking. For more details on our methodology. Here are our 529 performance rankings as of March 31, 2014. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Ten-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 22.21 2 Alaska University of Alaska College Savings Plan 23.08 3 Utah Utah Educational Savings Plan (UESP) Trust 23.87 4 Kansas Schwab 529 College Savings Plan 34.58 5 New York New York's 529 College Savings Program -- Direct Plan 37.36 6 Nevada USAA 529 College Savings Plan 37.65 7 Louisiana START Saving Program 38.66 8 Maryland College Savings Plans of Maryland -- College Investment Plan 38.86 9 Virginia Virginia529 inVEST 42.87 10 Nevada The Vanguard 529 Savings Plan 43.39 See the full list of ten-year direct-sold rankings. For broker-sold plan rankings and fee-based financial planners. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans, based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year, five-year and ten-year performances. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year, five-year and ten-year performances. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold, five-year direct-sold and ten-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year, five-year and ten-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile," the better the ranking. For more details, please view our methodology. Here are our 529 performance rankings as of March 31, 2014. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). One-year performance ranking Rank State Plan Percentile 1 New Jersey NJBEST 529 College Savings Plan 18.50 2 District of Columbia DC 529 College Savings Program (Direct-sold) 21.86 3 California The ScholarShare College Savings Plan 31.75 4 Florida Florida 529 Savings Plan 32.23 5 Maine NextGen College Investing Plan -- Client Direct Series 34.00 6 Alaska University of Alaska College Savings Plan 35.07 7 West Virginia SMART529 WV Direct 35.82 8 New York New York's 529 College Savings Program -- Direct Plan 36.14 9 Alaska T. Rowe Price College Savings Plan 37.96 10 Utah Utah Educational Savings Plan (UESP) Trust 38.13 See the full list of one-year direct-sold rankings. Click "Next Page" below to see 3 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile," the better the ranking. For more details on our methodology. Here are our 529 performance rankings as of March 31, 2014. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Three-year performance ranking Rank State Plan Percentile 1 District of Columbia DC 529 College Savings Program (Direct-sold) 23.63 2 New York New York's 529 College Savings Program -- Direct Plan 28.29 3 Alaska University of Alaska College Savings Plan 29.16 4 Utah Utah Educational Savings Plan (UESP) Trust 31.15 5 Illinois Bright Start College Savings Program -- Direct-sold Plan 31.88 6 Maine NextGen College Investing Plan -- Client Direct Series 31.96 7 Florida Florida 529 Savings Plan 32.64 8 New Mexico The Education Plan's College Savings Program (Direct-sold) 33.27 9 Alaska T. Rowe Price College Savings Plan 33.51 10 Oklahoma Oklahoma College Savings Plan 36.13 See the full list of three-year direct-sold rankings. Click "Next Page" below to see 5 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile," the better the ranking. For more details on our methodology. Here are our 529 performance rankings as of March 31, 2014. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Five-year performance ranking Rank State Plan Percentile 1 Nevada USAA 529 College Savings Plan 22.26 2 Alaska T. Rowe Price College Savings Plan 22.57 3 Alaska University of Alaska College Savings Plan 22.80 4 Maine NextGen College Investing Plan -- Client Direct Series 24.79 5 Maryland College Savings Plans of Maryland -- College Investment Plan 29.70 6 New York New York's 529 College Savings Program -- Direct Plan 37.10 7 District of Columbia DC 529 College Savings Program (Direct-sold) 38.12 8 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 39.02 9 Utah Utah Educational Savings Plan (UESP) Trust 40.99 10 Virginia Virginia529 inVEST 41.41 See the full list of five-year direct-sold rankings. Click "Next Page" below to see 10 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile," the better the ranking. For more details on our methodology. Here are our 529 performance rankings as of March 31, 2014. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Ten-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 22.21 2 Alaska University of Alaska College Savings Plan 23.08 3 Utah Utah Educational Savings Plan (UESP) Trust 23.87 4 Kansas Schwab 529 College Savings Plan 34.58 5 New York New York's 529 College Savings Program -- Direct Plan 37.36 6 Nevada USAA 529 College Savings Plan 37.65 7 Louisiana START Saving Program 38.66 8 Maryland College Savings Plans of Maryland -- College Investment Plan 38.86 9 Virginia Virginia529 inVEST 42.87 10 Nevada The Vanguard 529 Savings Plan 43.39 See the full list of ten-year direct-sold rankings. For broker-sold plan rankings and fee-based financial planners. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans, based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year, five-year and ten-year performances. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year, five-year and ten-year performances. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold, five-year direct-sold and ten-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year, five-year and ten-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool.

Tuesday, May 26, 2020

Online Forms Of Communications, Like Social Media

Online forms of communications, like social media, have undoubtedly provided convenient methods to communicate with anyone at any moment. Adolescents have been reported to spend on average six hours consuming media (Wallace). The point when an unhealthy amount of time is spent on social media is when negative social risks can begin to present themselves—children and adolescents, who are experience significant brain growth and development, are the most at risk for social damage. Heidi, a thirteen-year-old girl previously described as a happy, sweet, and loving girl, screams â€Å"I’m going to kill you while you are both asleep† as she flails and kicks her father before biting his arm. This was Heidi’s second violent rage in a week because her parents took away her access to social media; this would also be the second time that she would be taken to a psychiatric emergency room (Kardaras). Heidi is one adolescent who has crossed the line of healthy social me dia usage and now has moved towards risks likes anxiety and depression, social media dependency, and inadequate social skills. Social media can negatively affect mental health causing by an overall decline in mental health, anxiety, and depression—adolescents who use media the most among their peers report being overall less content and are often unhappy(Carroll). On social media sites like Facebook, people can choose what version or parts of themselves they can show to people—so most people may choose to show the best parts.Show MoreRelatedHow Social Media Affects Our Lives1158 Words   |  5 PagesEverywhere, everyone, all the time, all around, people are on social media. Look anywhere, an adult can be found scrolling through social media, teenagers especially, and even the elderly can be found on some form of social media. Whether it is a status on Facebook, a  ¨selfie ¨ on Instagram, a tweet on Twitter, or a video on Snapchat, everyone connects through social media to improve their relationships. This simple form of online communication has affected everyone ´s relationships for the better. WhichRead MoreEssay on How Does Facebook and Twitter Affect Social Interaction1257 Words   |  6 Pagesfingertips. With the evolution of communications technology, methods of political participation and civic engagement have also changed to adapt to this advance made by mankind. Before, our choice was limited to holding demonstrations, going out to the streets, and protesting in order for our voices to be heard. Consequently, we had no choice but to resort to lobbying and writing letters to politicians for our concerns to be known. 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The most effective way forRead MoreImpact Of Social Media On Communication827 Words   |  4 PagesImpact of Social Media on Communication Topic: Impact of social media on communication General Purpose: to inform Specific Purpose: to inform audience on how social media has changed the way we communicate with others Thesis: Social media has impacted the way we as a society use communication in our daily lives as well as in our business relationships. I. Introduction: a. Attention getter: You’re sitting at home bored and you don’t know what to do so you text your best friend to hang out. OrRead MoreSocial Media And Its Effect On Society1644 Words   |  7 PagesIn today’s day in age almost everyone has some form of social media. Many people have more than one. Whether it is Facebook, Twitter or some other form. We all use it to express and communicate our thoughts and feelings about ourselves and the world. Because of this many people do not know how to communicate face to face anymore and many times even hide behind their keyboard. Keller (2013), Quotes Paul Booth an assistant professor of media and cinema studies saying â€Å"There has been a shift in the